If the homeowner remains in the home for a period of five (5) years, the subordinated mortgage will be forgiven.  However, repayment of the subordinated mortgage is required upon homeowner's resale of the home if it is within those five (5) years.  Upon this sale, the original principle amount of the loan is due and payable in full.  If the homeowner refinances the original mortgage, the Northampton County mortgage may be subordinated to the new first mortgage.  Subject premises shall be released from the lien and operation of the written mortgage in the event of the arms length sale and in the event the net proceeds from the sale are not sufficient to satisfy the obligation, although the borrower shall continue to be personally obligated to repay the unpaid loan in such an event.